kredit

1. loan; credit
   Uzeli smo stambeni kredit na dvadeset godina. — We took out a twenty-year mortgage.
   Još otplaćujem kredit za auto. — I'm still paying off my car loan.
2. colloq. (of a mobile phone) credit; phone balance
   Nemam kredita, pošalji mi poruku. — I'm out of credit, text me.
3. trust; credit
   Novi trener je dobio kredit od uprave kluba. — The new coach was given the club management's trust.

The usual verbs are uzeti or podići kredit (take out) and otplaćivati kredit (pay off).